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Rhettsbury
New Authority Insurance Specialists

Insurance Built for Motor Carriers

Whether you just received your authority or run an established fleet, we provide comprehensive coverage tailored to the trucking industry. Competitive premiums. Fast certificates. Real support.

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A-Rated Carriers
Same-Day Certificates
24hr Quote Response

Coverage Options

Comprehensive Protection for Your Fleet

From FMCSA-required filings to optional protections, we offer the full spectrum of commercial trucking insurance.

Auto Liability
Meet your FMCSA requirements with primary liability coverage. $750K to $1M+ limits available for interstate carriers.
Cargo Insurance
Protect the freight you haul. Coverage for general commodities, refrigerated goods, and specialized cargo.
Physical Damage
Comprehensive and collision coverage for your tractor and trailer. Protect your equipment investment.
General Liability
Protection beyond the road. Coverage for slip-and-fall, property damage at shipper locations, and more.

Why Rhettsbury

Insurance Experts Who Understand Trucking

We specialize exclusively in motor carrier insurance. That focus means we understand the unique challenges you face—from maintaining compliance to managing costs in a competitive market.

Same-Day Certificates

Need a COI for a broker or shipper? We issue certificates within hours, not days.

Competitive Premiums

We work with multiple A-rated carriers to find you the best rates for your operation.

New Authority Friendly

Just got your MC number? We help new carriers get coverage and hit the road.

48

States licensed

24hr

Avg quote time

Same-Day

COI delivery

$750K+

Coverage limits

A-Rated

Insurance carriers

New Authority Specialists

FAQ

Frequently Asked Questions

Common questions from motor carriers about insurance coverage.

I just got my MC authority—what insurance do I need to start hauling?
FMCSA regulations typically require $750,000 in primary liability coverage for general freight carriers—or $1 million for hazmat operations. Beyond that, the right mix of cargo, physical damage, and general liability coverage can make all the difference. We'll guide you every step of the way, helping you secure the coverage your operation needs so you can stay compliant and protect your business.
Why is insurance so expensive for new authorities?
Insurance carriers view new ventures as higher risk because there's no track record to evaluate. The good news: premiums typically decrease significantly after your first year with a clean safety record. We work with carriers who specialize in new authorities to find you the most competitive rates available.
How long does it take to get coverage and start operating?
From your first point of contact, we can deliver a bindable quote in as little as 24–48 hours. Once bound, we file your MCS-90 and BMC-91 endorsements with the FMCSA immediately. Filings typically appear in SAFER within 24-48 hours, and we'll issue certificates of insurance so you can start working with brokers right away.
What can I do to lower my insurance costs as a new carrier?
Focus on what you can control: maintain a clean driving record, complete safety training courses, and choose experienced drivers. As you build a track record with no claims and good CSA scores, you'll qualify for better rates at renewal.

Ready to Protect Your Operation?

Get a no-obligation quote in minutes. Our agents are standing by to help you find the right coverage at the right price.

Get Your Free Quote
No obligation
Licensed in 48 states
A-rated carriers