Insurance Built for Motor Carriers
Whether you just received your authority or run an established fleet, we provide comprehensive coverage tailored to the trucking industry. Competitive premiums. Fast certificates. Real support.
No obligation. Get a quote in under 5 minutes.
Comprehensive Coverage Options
From FMCSA-required filings to optional protections, we offer the full spectrum of commercial trucking insurance.
Why Carriers Choose Rhettsbury
We specialize exclusively in motor carrier insurance. That focus means we understand the unique challenges you face—from maintaining compliance to managing costs in a competitive market.
Same-Day Certificates
Need a COI for a broker or shipper? We issue certificates within hours, not days.
Competitive Premiums
We work with multiple A-rated carriers to find you the best rates for your operation.
New Authority Friendly
Just got your MC number? We help new carriers get coverage and hit the road.
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Frequently Asked Questions
Common questions from motor carriers about insurance coverage.
What insurance do I need for my new authority?
At minimum, the FMCSA requires $750,000 in primary liability coverage for general freight (or $1M for hazmat). Most brokers also require cargo insurance, typically $100,000. We recommend discussing your specific operation so we can tailor coverage to your needs.
How fast can I get my MCS-90 filing?
Once your policy is bound, we file your MCS-90 and BMC-91 endorsements with the FMCSA the same day. Filings typically appear in SAFER within 24-48 hours.
Do you insure owner-operators?
Yes. Whether you operate under your own authority or lease onto a carrier, we have coverage options. Owner-operators with their own authority need primary liability and cargo. Those leased on typically need occupational accident, non-trucking liability, and physical damage.
What affects my premium?
Key factors include your driving history (PSP/MVR), years of experience, type of cargo, radius of operation, equipment value, and loss history. New authorities typically pay higher premiums until they build a track record.
Ready to Protect Your Operation?
Get a no-obligation quote in minutes. Our agents are standing by to help you find the right coverage at the right price.